Money that grows with you

Save more.
Spend with
clarity.

Monohroshi turns everyday transactions into savings goals, sharp stats, and forecasts you can act on — solo or shared with the people you save with.

★★★★★Loved in 9 languages, on iPhone and Android
Spending breakdown by category with a donut chart
Monohroshi home screen with balance overview and recent transactions
9
languages
100+
currencies converted
2 taps
to log a transaction
Everything in one place

Built to make saving feel effortless

Savings goals that stick

Set a target, watch progress fill in real time, and get a projected finish date based on how you actually save.

Stats that read themselves

Income, expenses, and net result at a glance — with category breakdowns and period-over-period deltas.

Forecasts & AI insights

See how much you saved this period, how you rank against your past, and where next month is heading.

How it works

Set up in a minute, saving by night

  1. 1

    Add your accounts

    Cash, bank, cards — in any of 100+ currencies. Monohroshi converts everything to one you choose.

  2. 2

    Log in two taps

    The floating button drops you straight into a transaction. Category, amount, done.

  3. 3

    Watch the goal fill

    Every entry updates your stats, savings goal, and forecast automatically — no spreadsheets.

Savings goal screen showing progress toward a target and a projected finish date
Shared spaces

Save together, without the awkward math

Invite a partner, roommate, or family to a shared space. Everyone logs transactions, the goals stay in sync, and the totals always add up — in one currency you both understand.

  • Real-time shared balances & goals
  • Automatic multi-currency conversion
  • Invite by link — no account juggling
All accounts overview with total balance across a shared space

Start saving with clarity today

Free to download. No card required. Your money, finally making sense.